Get OneUP on Your
Homebuying Journey

Our latest 1% down payment option is designed to make homeownership more accessible than ever!

A Down Payment Should Not Discourage Buyers!

Down payments often deter borrowers from exploring their options, presenting a significant hurdle, especially for first-time homebuyers ready to enter the real estate market. By addressing the challenge of substantial down payments and providing viable alternatives or assistance programs, we can empower more individuals to overcome this obstacle and embark on the journey toward homeownership.

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Limited Units Available featured image

Limited Units Available

With limited units available, now is the time to get qualified before our funds dry up!

AnnieMac Home Mortgage’s OneUP program provides homebuyers the option to make a minimal 1% down payment to secure a home, while we provide an additional 2% or $2000 lender grant towards their down payment. This can give them instant 3% equity in their home with as little as 1% down!

How Borrowers Can Qualify

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    Income Your income cannot exceed 80% of the median income of the area in which you’re looking to buy.
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    Credit Score A FICO score of 620 or higher is required.
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    Loan Limit A maximum loan limit of $375,000.
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    Properties Eligible Properties include 1-unit SFR, 1-unit PUD, Freddie-eligible Condo Attached SFR/PUD, andmanufactured homes.
At least one borrower on the loan must qualify as a first-time homebuyer. A down payment should not discourage buyers! Learn more about AnnieMac Home Mortgage’s OneUP program today!

Get OneUP Now

Customer is required to pay a 1% down payment and AnnieMac Home Mortgage will provide a lender grant of 2% of the client’s purchase price as a down payment, or a maximum grant amount of $2,000, whichever is less. Maximum loan amount of $375,000. Offer valid only for home buyers when qualifying income is less than or equal to 80% area median income based on county where property is located. Not available with any other discounts or promotions and cannot be retroactively applied to previously closed loans or loans that have a locked rate. This is not a commitment to lend.